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Mortgage Calculate Condition
HKMA measures ?
Regular salaried,first-time and maximum debt-to-income ratio of 45% persons
Mortgage Calculate Result
Total Loan Amount: {{ calMortgageAmount | eprice }}
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Property Value: {{ (factor.propertyPrice * 1000000) | eprice }}, Monthly Repayment: {{ factor.monthlyPayment | eprice }}, Loan-to-value ratio: {{ calMortgageRatio.toFixed(0) }}%, Loan-to-value ratio: {{ factor.mortgageRatio.toFixed(0) }}%, Repayment Period: {{ factor.loanYear.toFixed(0) }}Year, Interest Rate: {{ factor.interestRate.toFixed(3) }}%
Monthly Repayment
${{ factor.monthlyPayment.toFixed(1) }} ${{ calTotalMonthlyPayment.toFixed(1) }}
Property Value
{{ (calMaxPriceFromTotalMPayment * 1000000) | eprice }}
Repayment Period
{{ calLoanYearWithInsuranceFeeRate.toFixed(1) }}
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  • {{ calFirstPayment | eprice }}
  • {{ calMortgageAmount | eprice }}
  • {{ calMortgageAmountWithInsuranceFee - calMortgageAmount | eprice }}*
  • *Above Premium Payment Payment method is Single Premium Payment
    (on top)
Mortgage Calculate Result
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Property Value: {{ (factor.propertyPrice * 1000000) | eprice }} Monthly Repayment: {{ factor.monthlyPayment | eprice }} Loan-to-value ratio: {{ factor.mortgageRatio.toFixed(0) }}% Repayment Period: {{ factor.loanYear.toFixed(0) }}Year Interest Rate: {{ factor.interestRate.toFixed(2) }}%
Monthly Repayment
${{ factor.monthlyPayment.toFixed(1) }} ${{ calTotalMonthlyPayment.toFixed(1) }}
Property Value
{{ (calMaxPriceFromTotalMPayment * 1000000) | eprice }}
Repayment Period
{{ calLoanYearWithInsuranceFeeRate.toFixed(1) }}
{{ newMsg }}
{{ govMsg }}
  • {{ calFirstPayment | eprice }}
  • {{ calMortgageAmount | eprice }}
  • {{ calMortgageAmountWithInsuranceFee - calMortgageAmount | eprice }}*
  • *Above Premium Payment Payment method is Single Premium Payment
    (on top)
Remortgage Calculate Condition
Remortgage Calculate Result
Current plan New plan Difference(+/-)
{{ refinancingCurrentFactor.monthlyPayment | eprice }} {{ refinancingFactor.monthlyPayment | eprice }} {{ (refinancingFactor.monthlyPayment - refinancingCurrentFactor.monthlyPayment) | monthlyDiff }}
{{ refinancingCurrentChartData[refinancingCurrentChartData.length - 1].totalInterest | eprice }} {{ refinancingChartData[refinancingChartData.length - 1].totalInterest | eprice }} {{ (refinancingChartData[refinancingChartData.length - 1].totalInterest - (refinancingCurrentChartData[refinancingCurrentChartData.length - 1].totalInterest)) | monthlyDiff }}
- {{ refinancingFactor.propertyPrice - refinancingCurrentFactor.propertyPrice + refinancingFactor.cashRebate - refinancingFactor.otherFee | monthlyDiff }} {{ refinancingFactor.propertyPrice - refinancingCurrentFactor.propertyPrice + refinancingFactor.cashRebate - refinancingFactor.otherFee | monthlyDiff }}
Stamp Calculate Condition ?
Are you first-time buyer(includes Residence, commercial, industrial, shops and car park)?
Are you Non-Hong Kong permanent residents or purchase properties by company name?
Holding period of residential property
Stamp Calculate Result
Stamp is {{ (((stampTotal / (factor.propertyPrice * 1000000 + stampTotal)) * 100).toFixed(2)) }}% of total expenses ({{ factor.propertyPrice * 1000000 | eprice }} + {{ stampTotal | eprice }})
Stamp Estimate Amount
{{ stampTotal | eprice }}
Show Property Value

  • {{ stampData[0] | eprice }}

  • {{ stampData[1] | eprice }}

  • {{ stampData[2] | eprice }}

  • {{ stampData[3] | eprice }}

  • {{ factor.propertyPrice * 1000000 | eprice }}
Stamp is {{ (((stampTotal / (factor.propertyPrice * 1000000 + stampTotal)) * 100).toFixed(2)) }}% of total expenses ({{ factor.propertyPrice * 1000000 | eprice }} + {{ stampTotal | eprice }})
Stamp Estimate Amount
{{ stampTotal | eprice }}
Show Property Value

  • {{ stampData[0] | eprice }}

  • {{ stampData[1] | eprice }}

  • {{ stampData[2] | eprice }}

  • {{ stampData[3] | eprice }}
Repayment Chart
Repayment Table
Period Installment Principal Balance Interest Accumulation Interest Remaining Repayment
{{ $index + 1 }} {{ result.termPayment | priceWithCommas }} {{ result.termPrincipal | priceWithCommas }} {{ result.termInterest | priceWithCommas }} {{ result.totalInterest | priceWithCommas }} {{ result.term_balance | priceWithCommas }}
Saved results
  • Property Value
    {{ h.propertyPrice.toFixed(0) }}M
    Monthly Repayment
    ${{ h.monthlyPayment.toFixed(0) }}
    Loan-to-value ratio / Repayment Period / Interest Rate
    {{ h.mortgageRatio }}% / {{ h.loanYear.toFixed(0) }}Year / {{ h.interestRate.toFixed(0) }}%
    {{ h.saveDate | date:'yyyy-MM-dd HH:mm:ss' }}
  • No saved results